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frequently asked questions

What’s a pawn loan?

What is an extension?

What is an extension?

A pawn loan is another name for a collateral loan. This is when money is lent in exchange for items of value, with the loan amount based on that item’s value. The item is returned when the loan is paid-off or can be surrendered as payment in full.

What is an extension?

What is an extension?

What is an extension?

 If you’re unable to pay back your pawn loan in full on its due date, you can get an extension. With an extension, you are required to pay a portion of the interest owed. Then you may extend the length of your pawn loan for as many days as allowed by state law, usually 30.

Form 4473

What is an extension?

Is a credit check required for a pawn loan?

Whether it is your first or 10th time buying, pawning or selling a firearm with us-- you can expect that a completed Form 4473 will need to be completed filled out before you can leave our store with your firearm. 

Is a credit check required for a pawn loan?

Is a credit check required for a pawn loan?

Is a credit check required for a pawn loan?

 No. The only requirement is a valid photo ID.

How do pawn shops work?

Is a credit check required for a pawn loan?

Are pawn rates excessive?

 We buy items and make collateral loans to give you extra cash. We then sell items for their value.

Are pawn rates excessive?

Is a credit check required for a pawn loan?

Are pawn rates excessive?

 No, all lenders must charge rates commensurate with the size and duration of the loan, collateral, risk, and recourse. Pawn transactions are small, short-term loans with no hidden fees.

What items does a pawn shop buy?

 We provide loans on just about everything! Including but not limited to these common items: 


- Gold and silver 

- Diamond Jewelry

- Title Loans

- Firearms

-  Watches - smart watches, premium designer brands and fashion watches
-  Televisions

-  Laptops, tablets and all-in-one PCs

-  Cell Phones
-  Cameras, lenses and camcorders

-  Designer sunglasses & handbags

-  Musical instruments

-  Electronics of all kinds - drones, GPS, iPods, MP3, etc.

-  Tools - power, hand, storage, ladders, etc. 

-  Lawn and Garden - mowers, trimmers, blowers, chainsaws, etc.

-  Firearms - rifles, shotguns and handguns.

-  Art and Collectibles

-  Sports and Outdoor - hunting bows, fishing rods and reels, depth finders, knives, etc.

-  Recreational equipment - motorcycles, ATVs, snowmobiles, trolling motors, etc.


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